Understanding Appliance Warranties: What's Covered and What's Not

A Homeowner's Guide to Manufacturer and Extended Warranty Protection

2025-07-09Updated: 2025-07-13 Wright Appliance Service & Repair

When investing in major home appliances, understanding warranty coverage can save you hundreds or even thousands of dollars in unexpected repair costs. Whether you're purchasing a new refrigerator or dealing with a malfunctioning dishwasher, knowing your warranty rights and limitations helps you make informed decisions about repairs and replacements.

Many homeowners in Southern Colorado discover too late that their warranty doesn't cover what they expected, leading to frustrating out-of-pocket expenses. This comprehensive guide explains the differences between warranty types, common coverage exclusions, and how to protect your appliance investments throughout Fremont, Chaffee, and surrounding counties.


Manufacturer Warranties: Your First Line of Protection

Manufacturer warranties, also called factory warranties, come standard with new appliance purchases. These warranties typically cover defects in materials and workmanship for a specified period - usually one year for parts and labor. Premium brands may offer extended coverage on specific components like compressors (5-10 years) or sealed systems.

Most manufacturer warranties cover the cost of replacement parts and labor when appliances fail due to manufacturing defects. However, coverage varies significantly by brand and model. Samsung might offer different terms than Whirlpool, while high-end brands like KitchenAid often provide more comprehensive protection for their premium product lines.


What's Typically NOT Covered

Understanding warranty exclusions prevents unpleasant surprises when filing claims. Manufacturer warranties generally exclude damage from:

  • Normal wear and tear of components
  • Improper installation or modifications
  • Power surges or electrical issues
  • Water damage or flooding
  • Neglected maintenance requirements
  • Using non-approved replacement parts
  • Commercial use in residential models
  • Cosmetic damage (scratches, dents)
  • Damage from moving or transportation
  • Problems caused by hard water buildup
  • Issues from altitude (important in Colorado)
  • Pest or rodent damage
  • Acts of nature (lightning, floods)
  • User error or misuse

Extended Warranties and Service Plans

Extended warranties, often called service plans or protection plans, provide coverage beyond the manufacturer's warranty period. Retailers, third-party companies, and manufacturers themselves offer these plans at the time of purchase or shortly after. While they can provide peace of mind, it's essential to understand their value proposition.

These plans typically cost 10-20% of the appliance's purchase price and extend coverage for 2-5 additional years. Some include benefits like no-deductible repairs, coverage for power surge damage, or even food loss reimbursement for refrigerator failures. However, many consumer advocates suggest setting aside money for repairs instead, as most appliances don't require major repairs within the extended warranty period.


Maintaining Your Warranty Validity

Protecting your warranty coverage requires following specific guidelines throughout your appliance's life. Most warranties require professional installation for major appliances - attempting DIY installation on a built-in dishwasher or gas range could void your coverage entirely. Keep all receipts, documentation, and proof of professional installation in a safe place.

Regular maintenance according to manufacturer specifications is crucial. This includes cleaning refrigerator coils, replacing water filters on schedule, and having gas appliances inspected annually. Using only manufacturer-approved parts for any repairs and avoiding unauthorized service technicians also helps maintain warranty validity.

When appliance issues arise, Wright Appliance Service & Repair can help you navigate warranty claims while providing expert diagnosis. Our certified technicians understand manufacturer requirements and can perform warranty-approved repairs that protect your coverage. Contact us at (877) 223-9982 or schedule your service online for professional assistance with all your appliance needs.